EV Loan & Payment Calculator

Vehicle price

Down payment

Trade-in value

Incentives / rebate

Sales tax

APR

Loan term

Real cost after fuel savings

We subtract the gas you'll stop buying to show your true monthly cost.

Your state (sets rate)

Annual miles

EV efficiency

mi/kWh

Electricity rate

$/kWh

Gas car it replaces

MPG

Gas price

$/gal

Monthly payment

$768

− fuel savings$71/mo

Real monthly cost$698

Amount financed: $38,800
Total interest: $7,297
Sales tax: $2,800.00

Estimate only. Most states tax the price after trade-in. Enter any tax credit or rebate under “incentives” — confirm current eligibility, which changes over time. Insurance is not included.